Welcome to the CSUEB University Libraries Personal Finance/Financial Literacy LibGuide. This guide is designed to show some good start pointing for gathering practical information on these subjects.
Investopia offers the following defintion of personal finance:
"All financial decisions and activities of an individual, this could include budgeting, insurance, savings, investing, debt servicing, mortgages and more. Financial planning generally involves analyzing your current financial position and predicting short-term and long-term needs... Personal finance looks at how your money and future is managed... For example personal finance would include monitoring your spending, budgeting for an emergency fund, and paying down debt."
The National Financial Educators Council defines financial literacy as:
“[P]ossessing the skills and knowledge on financial matters to confidently take effective action that best fulfills an individual’s personal, family and global community goals.”
The Canadian site GetSmarterAboutMoney.ca defines financial literacy as:
"[T]he ability to make appropriate decisions in managing their personal finances," and further describes it as being "the set of skills and knowledge that allow you to understand:
Other pages in this Guide provide information on and/or links to:
To Navigate to these pages, click above on the page you want to go to, or use the pull-down menu available next to the Home tab on the upper lefthand side of the page.